With over 20 years of experience and in the current market conditions, we are being offered more opportunities to invest in property than we can do by ourselves.
While we typically use a combination of our own funds and bank lending, we’re now opening the door to share selected opportunities with friends and family.
Our property projects are funded through a combination of our own capital and traditional lending. Having access to additional funds from friends and family allows us to do more and share the profits.
Below are just 2 typical opportunities currently live, both offering interest on loans. Please get in touch if you'd like to know more or if you'd like to know about bigger projects offering partnerships.
The sellers of this dated flat have had 3 sales fall through due to the short lease and are now willing to accept a low cash price for the speed and certainty of the sale.
We buy cash and add value in 2 ways: extending the lease and modernising. Once completed, a mortgage can be secured on the property at the higher value, allowing us to take almost all the investment money out.
What: 2 bed apartment
Where: Hagley Rd, Birmingham
Project: Buy with cash, add value, refinance
Purchase price: £95,000
Refurbishment cost: £19,000
Lease extension: £15,000
Stamp duty / legals: £9,000
Total investment needed: £138,000
Value (GDV) once modernised: £180,000
75% mortgage once complete: £135,000
Money left in the deal: £3,000
Finance already raised: £51,000
Available investor opportunity: £87,000
Investor funds returned from refinance.
At 8%, investor receives £5,220 after 9 months
Students expect top quality accommodation, and this property is tired. The owner doesn't want to invest and has struggled to sell.
The opportunity is to convert into 6 studio flats without buying the property, hence saving stamp duty and mortgage costs, (making a traditional flip very expensive). When the modernised property sells, we profit from the uplift in value.
What: 5 bed / 1 bath terrace house
Where: Raddlebarn Rd, Birmingham
Project: Convert to 6 bed / 6 bath studios
Purchase price: £395,000 (but not buying)
Refurbishment cost: £180,000
Lease extension: N/A
No stamp duty / legals: £5,000
Total investment needed: £185,000
Value (GDV) once converted: £650,000
Total costs inc price to seller: £580,000
Profit: £70,000
Finance already raised: £85,000
Available investor opportunity: £90,000
Investor funds returned following sale.
At 8%, investor receives £7,200 after 12 months
This 4-storey townhouse sits on a busy high street in Brighton, moments from the famous 'Lanes'. Purchased as a Serviced Accommodation (Airbnb) investment with a commercial unit at the front, it has been transformed into a thriving business, generating well over £140k per year. With more opportunity to improve occupancy and drive down monthly running costs, the value / equity in this property will increase, as commercial valuations are directly linked to rental income.
Funds required: £177,000
Monthly profit: £3,118
Equity: £454,300
ROI: 21%
If an investor had provided funding for this project, at 8% they would receive £14,160 per year in interest and the potential to receive regular payment from profits.
As explained in the Studio Conversion Opportunity, luxury student living is essential to guarantee full occupancy and maximum revenue. We have owned Hope Place since 2011 and didn't hold back on this conversion, creating a property akin to a 5-star hotel. While the ROI on the refurbishment budget is fairly low at 12.3%, the property generates over £2,200 profit per month and has been future proofed against voids.
Funds required: £137,500
Monthly profit: £2,220
Equity: £244,000
ROI: 12%
If an investor had provided funding for this project, at 8% they would receive £11,000 per year in interest and the potential to receive a regular payment from rental income.
Over the past 20 years, we’ve bought, renovated, and managed more than 40 properties across the UK, following the investment fundamentals of strong capital growth and consistent cash flow. The current level of net income from our portfolio gives us a comfortable monthly buffer.
Equity comes from buying below market value and selecting properties that increase in value over time. Our portfolio has over £1m in equity which is 100% available to act as security for large loans if required.
Jimmy and Mo met while Mo was studying engineering at Birmingham University. Budding entrepreneurs, they quickly spotted the potential of the city’s huge student market and began running club nights, which soon outgrew the student guild and moved into larger venues across Birmingham. In 1998, they launched a record and ticket shop that became a local landmark. Frustrated by the inefficiencies of distributing tickets and cash, they created one of the UK’s earliest e-ticketing systems - a solution that allowed them to sell tickets for any event, anywhere in the country.
Over the years, profits from their ventures were carefully reinvested into assets, beginning with their first student HMO in 2006. This steady, long-term approach laid the foundations of their property journey. Their company, The TicketSellers, grew to employ 32 people in the Jewellery Quarter before pivoting to a fully remote model during Covid. With experienced senior leaders taking over daily operations, Jimmy and Mo were able to refocus their time on property. Since then, they have invested heavily in education and networking, completing advanced property training such as Simon Zutshi’s year-long Property Mastermind, while also becoming actively involved in the Birmingham property community. Mo now helps run the monthly Birmingham pin networking event, staying connected to the latest market strategies and building relationships with trusted professionals.
In April 2024, they achieved a major milestone: the successful sale of TicketSellers to an Edinburgh-based company for a seven-figure sum. Much of this has since been reinvested into property, strengthening their position in the market and enabling them to pursue more ambitious projects. Today, their focus is firmly back on Birmingham, with a significant development progressing to convert a large house into a dedicated block of student flats.
Their combined experience - from managing a multimillion-pound turnover business to structuring and delivering property projects - means they are well placed to continue building long-term, sustainable value. As Mo puts it: “I’ve spent years managing the finances of a complex, fast-growing business, and those skills transfer directly into property, where disciplined financial management and clear planning are everything. While we’ve worked with many lenders in the past, we believe it’s far more rewarding if the benefits of our projects are shared with friends, family, and trusted contacts. If you’d like to learn more about what we’re doing, or simply have a conversation about our journey, we would be delighted to hear from you."
Hear from just a few of our investors.
![[headshot]](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc82ccc0a4ccc7ad42c_apartment.jpeg)
Jimmy & Mo make investing feel personal, and I've enjoyed seeing the results of the projects I've invested in come to life.
![[headshot] image of satisfied customer shaking hands with company representative (for a fintech company)](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc88326a32e3ac26a8a_detached%20house.jpeg)
We've been friends for many years, so trust is no issue, but when investing, the relationship is professional, and they want me to understand the numbers and talk through any risks.
![image of successful businesses [headshot]](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc8a46f825e386f2441_terrace.jpeg)
I've had funds invested for several years, recycling over different projects. Receiving my interest as an annual lump sum is a great treat.
![[headshot] image of customer (for a chinese restaurant)](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc8c26178443981c80c_town.jpeg)
I loved how flexible the options were - when things got tight for me, I was able to access my funds with very little notice.
Add your name and email address below with any comments that you'd like to include, and we'll be in touch to discuss the next step.
Different projects require different skill sets, so having long term relationships with a knowledgable power team is crucial.
![[headshot] image of customer](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc79e2a349a1f478633_Mo_pic.jpeg)
![[headshot]](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc7fd45d847862f9c09_jimmy_pic.jpeg)
![[headshot] image of customer (for a coffee shop & cafe)](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc77f94a50bd2e13d23_Jamie_pic.jpeg)
![[headshot] image of customer (for a university)](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc79640a4d3429ecdfe_easy_lettings.png)
![[headshot] image of customer (for a general contractor)](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc82f9422e30bc11b55_jury.jpg)
![[headshot] image of customer for an insurance agency & company](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc79570fa2fa25c3fea_wyre.webp)
![[headshot]](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc7c289e94b55ea3256_architect.jpg)
![[headshot] image of satisfied customer (for a property management company)](https://cdn.prod.website-files.com/6853ce1f43b1f54752fa82b8/6910cfc78bbc6b0dd600cd69_golden_key.png)
Curious about our process, partnership, or how we invest?
We’ve gathered the most common questions to help you feel confident and inspired.
We have a great credit rating and relationships with lots of lenders.
With commercial lending, the more you can put into the deal personally, the better the options available, so we are inviting our friends and family to share our journey, invest with us and share the benefits of the projects we couldn't do by ourselves.
Each project / investor is different so our returns on loans range from 8% to 12% (or even more for bigger projects), depending on level of security and length of loan period. When you invest with us directly, your return is unaffected by the outcome of the project - if we agree 8%, that's what you'll receive.
For larger or more complex projects, opportunities to get involved as a JV partner will arise. Please get in touch to find out more.
Our minimum investment amount is £10,000, but some projects require much more than that.
Each project will be different, but we will always agree on a time by which your funds can be returned. Usually 6 to 12 months.
Smaller investments are covered by personal guarantees. Larger investments can be secured against our exisitng portfolio or against assets within the project itself.
Every project undergoes extensive scrutiny to reduce risks. Buying below market value, having multiple exit options and using trusted partners increase success. Investments are covered by personal guarantees or security against our existing portfolio.
Our investors do get used to receiving a healthy return, so if we have further Opportunities at the end of your term, you may be able to leave funds with us longer.
If you'd like to learn about what we're doing and the stages of the project, we are more than happy to provide regular updates. If you'd like to learn more about property investing in general, get in touch, we're happy to to share!
Whether or not you have funds to invest right now, please get in touch if you'd like to know more. We have new projects coming online all the time, and it's really interesting working out how to maximise profit, minimise risk and make a great return for all.
If you'd just like to keep in touch for now with no commitment or obligation, please fill out the boxes below and you'll be the first to hear about new opportunities and any other exciting news as it happens. Also, let us know if you have a property to sell or any other property related issue, and we can discuss your options.